Finance scam...

Received this email..very scary nowadays. Have to be careful at all times.

I was almost conned to the latest scam. They are no
> longer using sms. But through series of routine
> communications when you deal with phone banking.You might
> thought that how stupid I am to fall for such scam but not
> untill you heard their convincing conversations, then
> you'll no. Here, I am sharing you their modus
> operandi.>
> 1.You'll received an automated call reminding you about
> your credit card late payment.They will end the reminder
> with Press 0 for our customer service, 1 for others.(voice
> machine system. Sounds familiar?)
>
> 2.Once you press 0 for inquiry, a telephone assistant will
> answer it.
>
> 3.They will confirm that your name exist in their system
> and a cardholder. They will give you the detail when was the
> card was applied, date and venue. And the application was
> approved base don your copies of IC and 3 months payslip. (i
> believes most of us has handed over many times of our copies
> of payslip and ic to insurance agencies or brokers.)
>
> 4.the telephonist will then advice you to contact and lodge
> a report the Bank Negara. He is helpful that he also provide
> you with the Bank Negara fraud department direct line.The
> number is 03-86590241.
>
> 5.After feeling not so much amiss about the conversation
> with the telephonist. You feel the urgency to lodge a report
> at the Bank Negara.
>
> 6. Once you called the number, another guy will answer it a
> nice greeting. "Bank Negara Fraud Department, may i
> assist you?"
>
> 7.The 'officer' will then ask your name and IC and
> your contact no for him to contact you in 5 minutes, while
> he run your name in the system.
>
> 8.5 minutes later, the 'officer' will call you.
> He'll tell you that the conversation is recorded and
> you need to tell the chronology of your report.
>
> 9. The officer will then tell you : the investigation will
> take 3 days to be completed. In the meantime, Bank Negara
> will need to monitor your active bank accounts i.e: credit
> cards, saving.
>
> 10. They are also offered some kind of insurance to protect
> your money. In case within 3 days of the investigation,
> there is an amount of money missing from your account, bank
> negara will reimburse.
>
> 11. In order for them to monitor, they need to have all the
> 16 digit numbers on the cards.
>
> 12. The 'officer' will tell you that the number in
> the magnetic chip in your credit card will be change.
> However, they can't do it for your ATM card. Thus, their
> technical guy will contact you for a simple direction to
> make the changes.
>
> 13.A lady will call in about 10 minutes claim from the
> technical team. The verification of the complaint lodged
> take place. (same like phone banking).
>
> 14. The lady will then asked you how long for you to get to
> the nearest ATM machine for them to call back and give
> instruction.
>
> 15. They will call you back at the stipulated time and will
> give you a special instruction to change the magnetic
> number. HOWEVER, THE NEW 16 DIGIT NUMBER IS THE NUMBER IN
> WHICH ALL YOUR MONEY WILL BE TRANSFERRED TO.
>
> I was very lucky that I was earlier to arrived at the ATM
> machine. When i tried to call them back, it's either
> call reject or line is busy. My first instinct is to call my
> friend who works in the Bank Negara to check the number
> given (03-86590241) and called the AMBANK.
>
> Surprisingly, the number given does not belongs to Bank
> Negara (as it's always start with 2) and the credit card
> does not exist in Ambank. When I got to know that, I started
> calling my banks and have all my cards blocked and replace
> with a new one.
>
> According to the officer in CIMB Bank, they are familiar
> with the sms scam but this case is the latest in financial
> scam. Hope you guys spread the words around!